However, there are no activation fees, no overdraft fees, and no late payments or due dates to deal with. Similar to the other cards on the list, AccountNow Gold is a prepaid card that works just like a credit or debit card. Requirements: Valid ID (no credit check).Alternatively, there’s a Pay as You Go Plan that waylays the monthly fees but charges $1 for each purchase. With an unlimited plan, there are monthly fees, but transactions are all free. You can also use it at any store by swiping. You can buy online by providing the card number, expiration, and CVV. You can also manage your card and account via the mobile app (RushCard for iOS and Android).Īs for using the card, it works like any debit or credit card.
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You have access to both security and fraud protection for your account, as well as 24/7 customer support, free cash and bank withdrawals, and paycheck direct deposit. Instead, you preload a certain amount of money to your account and then off you go. Prepaid Visa RushCardįor all intents and purposes, Visa’s prepaid RushCard is a credit card, but there are no credit checks involved. To narrow it down, here are the ten best prepaid and virtual cards you can use, right now: 1. Others, only work with certain vendors or have restrictions on what they can be used for. Some cards include hidden fees and charges, which could see their sum depleted before you can use the funds. Sadly, not all prepaid cards are created equal. This limits the risk of fraud and theft and protects your sensitive financial information at the same time. Often, they are preloaded with a set amount of money and that’s all that they can be used for. It works just like a regular debit or credit card, only it’s not connected to your bank account and primary funds. There are plenty of options for paying an online bill safely, such as Paypal or Venmo, but not everyone can use these services - others may not want to. Even more so if you’re doing business with a vendor or store you don’t recognize. Furthermore, you can shop for a wide variety of items and brands some that may not be available to you locally.īut in doing so, it also means you have to provide credit or debit card information which can be quite risky. Shipping is relatively low-cost or free once you reach a certain tier. In many cases, the discounts and prices can be better. There’s no arguing against the many conveniences offered by online shopping.